How much homeowner’s insurance do I need? You need enough insurance to cover the following:

  • The structure of your home.
  • Your personal possessions.
  • The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs.
  • Your liability to others.

Auto/ Motocycle/ Motorhome

Auto insurance protects you against financial loss if you have an accident.

It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.


Personal umbrella insurance provides coverage beyond your homeowner or auto policy by adding an extra layer of liability coverage. Coverage is provided in amounts of $1,000,000 increments. Umbrella insurance also covers situations that may not be covered by another policy such as slander or libel.

Financial Consulting

Will consult with Key members of business to advise in strategies to cover Protection, UIL, Retirement, College Plans, IRA’s, 401k, 403b for EE and Families.

have Relation with Licensed Advisor to setup any desired plan.

Take the Time to Plan your Future!

“If you fail to plan, you are planning to fail!”

― Benjamin Franklin

Make an Appointment or Call us TODAY


Business Consulting

Review current situation, make a FREE risk management assessment, meet with Dissection makes, Key Employee’s & CPA if applicable to make strategies to minimice risk and increase bottom line. After meeting and finding of FACTS Guruins will present a proposal with solutions in all areas.

Protection of Risk’s

Employee Benefits Core & Voluntary

Tax Credits programs Available

Access to Resources and Relationships of

Guruins true our Group of professional partners

Comercial Policies

All Risk’s from:


General Liability

Commercial Auto

Apartment Buildings

Garage & Gas Stations

Workers Compensation

Child Care Large or Small

Commercial Property and Bussines Owner Policy(BOP)

Error & Omissions Real Estate, Insurance Agents & any Licensed Professionals

Business Consultant COVID-19 Update We care about the health of our community, and in an effort to stop the spread of COVID-19 we are working virtually and taking appointments by telephone or by video conference. To schedule an appointment, click the button below. BOOK APPOINTMENT

Home & Auto

Discounts Up To

20%/ month
  • Home & Auto
  • Multi Policies
  • Review Coverage
  • Preferred Companies!



*20%/ Discount
  • Many Professions
  • Many Industries
  • Review and Combo
  • * Discount may vary up to 20%

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