Driven by an explosion of employment-related lawsuits, Employment Practices Liability (EPL) coverage is a growing line of insurance.These suits can be costly…hundreds of thousands, even millions of dollars. Even an employment related claim without merit can cost an employer $10,000 – $20,000 to defend.

EPL insurance typically provides coverage for employment claims stemming from the following areas:

  • Wrongful employment (hiring or termination)
  • Sexual harassment
  • Discrimination

There are many factors that go into selecting and pricing professional risks:

  • Number of employees
  • Location of the risk
  • Industry
  • Employment practices
  • Loss experience
  • Operating characteristics

Because of these variables, EPL policies come in a wide range of types and are offered by a number of different insurers.

Comprehensive, competitively priced coverage is available through Gordon Atlantic Insurance for all types and sizes of accounts. We can provide either stand-alone EPL or EPL coverage as an extension of a Directors and Officers or other type policy.  To discuss your exposure call us toll free at 1-800-649-3252.  Prefer to type versus talk?  Ask your question by clicking below.