Casualty Insurance consists primarily of liability coverages. These protect an insured party against injury or damage claims made by other parties.

Policies provide coverage for liability arising from:

  • Premises and Operation
  • Fire Damage Liability (damage by fire to premises rented to insured)
  • Personal and Advertising Injury
  • Medical Payments
  • Products/Completed Operations

You may want to consider a Business Owners Policy which combines your Liability, Property, and other types of coverage into one comprehensive policy to save money. You may also want to add extra liability protection in the form of a Commercial Umbrella Policy.